Meet Ripe–a new DeFi protocol that lets you earn yield on everything. 🍋 It's powered by a fresh stablecoin: decentralized (but scalable), algorithmic (yet collateralized), productive (and capital efficient).

Ripe Cryptopunk with Pear

EARN —

Put to work
ETH —
Stables —
Punks —

Earn yield on all your digital assets–crypto, stablecoins, and NFTs. Farm on classic protocols like Convex and Curve through Ripe, and get your regular rate and additional boosted yield! Or choose our Magic Yield Strategy for simple, risk-adjusted, yield-farming.

Borrow —

Leverage
your
collateral

For the first time ever, you can use your productive assets—like yield farming positions— as collateral for loans. Borrow against the value of your LP tokens, NFTs, and more and get true capital efficiency.

Ripe Satoshi with Apple
Ripe Satoshi with Apple
Ripe Satoshi with Apple
Ripe Satoshi with Apple
Ripe Satoshi with Apple
Ripe Satoshi with Apple
Ripe Satoshi with Apple
Ripe Satoshi with Apple
Ripe Satoshi with Apple
Ripe Lemon Ouch

Bond —

Highyield
bonds

Earn extra high APY by purchasing jUSD bonds with stablecoins like USDC, DAI, and USDT. Limited amounts of jUSD Bonds are released in epochs (lasting approximately two weeks).

How it works —

The 4
Cornerstones
of Ripe

Ripe Banana

Capital Efficient

Ripe aims to have the full value of your assets productive and working for you. The goal is 1:1 capital efficiency.

Ripe Apple

Trusted Borrower

Ripe acts as a Trusted Borrower and allocates the value of unused collateral to generate yield.

Ripe Pear

Algorithmic

Ripe is powered by an algorithmic stablecoin, jUSD. The amount of jUSD that the protocol borrows ramps up or down based on the value of user deposits.

Ripe Lemon

Fully Collateralized

jUSD is 100% collateralized and backed by user deposits.

Ripe Banana

jUSD —

A new
paradigm
in
stablecoins

Ripe Protocol

User Earns

When users deposit funds into the system, they are deployed in the user's choice of classic yield farming strategies.

User Borrows

Ripe mints its native stablecoin, jUSD, equal to the amount of user assets in the system, and allows users to borrow up to their LTV ratio.

Protocol Borrows

Ripe acts as Trusted Borrower of the value of collateral not borrowed by users, and swaps it for stablecoins via market channels (including Ripe's own bonding mechanism).

Protocol Earns

The protocol puts those stablecoins to work generating yield, which is distributed to key Ripe stakeholders (depositors, jUSD stakers, governance holders).

Earn perkswith Juice

Increase your personal Juice Score as you Earn, Borrow, and Bond. The higher your Juice Score, the better the perks!

Perks

  • Boosted Yield
  • Higher LTV ratio
  • Lower APRs
  • Lower liquidation ratio
Ripe Earn Perks With Juice

Join usin
creating
the future

The ability to save, earn, and grow wealth—even while you sleep—is a powerful use-case. And while today the ability to earn yield is mostly limited to onchain assets (crypto, NFTs), we'll soon see the tokenization of real-world assets (houses, sneakers, goats).

At Ripe, we believe everyone should be able to put all their assets to work in a capital efficient way. It's a revolutionary idea that will change finance—and the world.

Join us
Ripe Einstein with Strawberry

Ripe

Ripe is a DeFi protocol that lets you earn yield on everything. 🍋 It's powered by a fresh stablecoin: decentralized (but scalable), algorithmic (yet collateralized), productive (and capital efficient).

Join the community
Learn more

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